Why Consider A Home Based Business? 

Does it seem like you’re working an endless grind getting you nowhere … FAST? Do you find yourself asking, “If only I had more time for my family, more time freedom and more income? If only there was a way to generate significant income to enhance my quality of life and improve my financial future?”

You are not the only one asking these questions.

Americans are more worried about their financial future than at any other time in the past 30 years. Ten thousand baby boomers are turning 50 every day. For many of them, the question is not when they can retire — it’s if they can retire. As many as 40 percent of Americans have saved nothing for retirement. It’s as if we’re asleep at the wheel. We have no idea how or if we’ll pay for our retirement let alone hitting a bump in the road along the way.

Say you’re 40 years old and make $50,000 a year. You’ll need more than a million dollars saved for retirement at age 65. Seem like a lot? It is. But, even scarier than that number is the fact that a third of all Baby Boomers over 55 say they’ve saved less than $50,000 dollars. $50,000? That’s hardly a start. And listen to this: More than half of all working families fail to have a private retirement savings account.
 

Here’s why we now need so much money to retire. We’re living longer — many of us to well beyond 80. So we need more money to pay for those extra years. The cost of medical care is escalating. Some experts predict health care costs could eventually cripple the economy. Entitlements like Social Security and Medicare that your parents expected are now faltering. The average retired worker right now gets just 900 dollars a month from Social Security. The help you’ll get from those programs is, at best, uncertain.

If you’ve contributed anything to your workplace 401(k), there’s no guarantee of retirement funds. It’s all based on the volatile stock market, which could turn at any time.

The situation is so bleak that 78 million Baby Boomers now face what Time Magazine calls “a powerful set of trends” that will leave many unable to stop working until they’re at least 70 — maybe longer. Working in your 70s? 80s? It’s hardly the retirement of your dreams.

If you’re just starting out and figure none of this will affect you. Wrong. American retirees in the year 2030 will have 45 billion dollars less in retirement income than they need to simply cover the basics. The basics!

For everyone from middle-aged people to those just entering the workforce —income, savings and the possibility of retirement are in jeopardy.

The system is teetering. The nation’s largest employers are cracking.

Employees typically spend 45 years working toward financial independence. That is, if they even have a pension or a thriving 401(k) to live on when they retire. Can you afford that gamble? Are you willing to work 45 years making someone else rich for a retirement plan that may or may not come through?

The burden of your retirement is being passed to you and you alone. It is now your job to make decisions that will ensure your financial peace of mind.

There is a solution. A thriving company with a solid foundation. You can experience the fastest way to become financially fit — building your own business — minus the hefty startup fees and the 24/7 time investment associated with most businesses.

Work with a proven blueprint for your financial success and long-term financial health. Much like a franchise, complete with a time-tested business model. You get marketing and management tools plus comprehensive training. You’re in business for yourself, but not by yourself.

But unlike a franchise, there’s little or no risk. There’s no huge capital outlay or royalties to pay. There are no territory limits. You can start part time while you keep your existing job. Best of all, as your business develops; you can earn a residual income.  Interested in learning more?

Get more information today call 973-208-7740 and start your savings plan for tomorrow.